re separate from the deductible (usually office visits and prescriptions...see COPAYS), you will pay the discounted charges at 100% until you meet you

Health > MedicalImportance of Couch Rolls in Maintaining Health and Hygiene
Posted by Bcssupplies in Health on November 2nd Cheap Devin Shore Hoodie , 2015


Couch rolls are essential to hospitals as well as health spas, sports clinics, and beauty salons. They can even be used in professional kitchens and eating areas—or anywhere that requires an extra hygienic environment. They are available in many different sizes to suit a wide range of requirements.

Also called ‘hygiene rolls,’ couch rolls are extremely important in maintaining a safe and clean environment and safeguarding instruments and equipment from possibly infectious bacteria. Medical equipment and couch covers are essentially sterile plastics. Some come with elastic closures for easy mounting on any surface. Some do not come with these elastics and may need rubber bands to stay securely in place. These disposable couch rolls are usually latex free to prevent potential allergic reactions (for both patients and staff). Having sterile couch rolls in your clinic spa shoes your patients and clients that you are strongly commitment to their welfare.

Be sure to buy couch rolls that are durable, preferably 2-ply. They should be manufactured using high quality paper and should meet the standards set by the Cleaning and Hygiene Suppliers Association. The best hygiene rolls can provide superior lining for beauty as well as medical equipment, thereby providing protection for you and your customers. They are also typically manufactured in the UK. Each couch roll may come wrapped in polythene for increased hygiene. The perforations on each roll make tearing easy.

Couch rolls come in different sizes. The biggest ones are usually 500mm wide and 40 meters long. You can also find mini hygiene rolls for use in healthcare, medical, and beauty environments. They are designed for lining medical equipment to offer additional hygiene protection. Be sure to buy couch rolls are individually wrapped (for extra hygiene) and perforated (for easer use).

You can buy couch rolls from online retailers offering a wide range of consumables that are suitable for hygienic cleaning needs. Be sure to order your couch rolls online from a store that carries only the most trusted brands of cleaning and hygiene supplies. Do you want to buy in bulk in order to take advantage of discounts? Some of the most trusted couch roll retailers online offer wholesale arrangements, letting customers enjoy huge discounts when they meet a minimum order volume.

About the author:
BCS SUPPLIES LTD is one of the leading online stores specializes in supplying high quality cupping therapy equipment and accessories in the United Kingdom as well as internationally. BCS SUPPLIES LTD advocates the use of single use pumps and vacuum pumps to ensure that the risk of infection is minimized.



Finance > Insurance > Health InsuranceUnderstanding California Health Plan Co-Insurance

Posted by nick_niesen in Finance on October 29th, 2010


First, what is the official definition of co-insurance?


Coinsurance


Once you have met your deductible, you pay coinsurance for additional medical care. It is a percentage of the billed charge. For example, your insurance company might pay 80%, and then you would pay 20%. It is similar to a co-pay, but is a percentage instead of a dollar amount.


Now, let's dig a little deeper. With California health insurance, it is common to speak of their plan as an 8020 plan or a 7030 plan. They are essentially referring to the co-insurance part of it. With the 8020 example, the health carrier is picking up 80% of the charges and you are picking up the remaining 20%. If there is any kind of deductible, you must pay that first at 100% until met.


Let's take an example and see how California health insurance plans essentially break down into three main stages.


Stage 1 - The deductible YOU PAY 100%


Let's say you have a $500 deductible. Except for services that are separate from the deductible (usually office visits and prescriptions...see COPAYS), you will pay the discounted charges at 100% until you meet your deductible. You can find more information on deductibles.


Stage 2 - The co-insurance YOU SHARE A PERCENTAGE


Once the deductible is met, you then start sharing the cost with the carrier. Let's say our plan is 7030 and the charge is $1000. You pay the first $500 (deductible) and then you pay 30% of the remaining $500...or $150. Of the first $1000 charge, you would pay $650 out of it. If you have another $1000 charge in that same calendar year, you would pay 30% of the 1000 (or $300) since your deductible was already met. When do you stop paying the 30%??


Stage 3 - The Max Out of Pocket THE CARRIER PAYS 100%


Once you have met your Max out of Pocket (sometimes called the Copay Maximum), the carrier will then pay 100% of covered benefits, in-network. For our plan example, let's say we have a $500 deductible, 7030 co-insurance, and $5000 max out of pocket. If we get a $50,000 bill in a calendar year, you pay the first $500, then 30% until you reached another $5000 out of pocket. For that $50K, you would pay $5500 and the carrier would pay $45,500. Co-insurance is nice but the real reason to have health insurance is the max out of pocket.


Co-insurance usually applies to services outside of the office visit and prescriptions. You will typically see the same co-insurance percentage for hospital, lab, surgery, emergency (sometimes has separate additional copay) and physician services.


It's important to stay in network for PPO plans. Let's say you have 7030 plan and you see a doctor out of the PPO network on a non-emergency basis for $1000 of services and your deductible is already met (you're in Stage 2). Two things will probably happen. The health insurance plan will pr. Cheap Jerseys Cheap MLB Jerseys China Cheap College Jerseys Free Shipping cheap superstar shoes Cheap Adidas Superstar Cheap Adidas Ultra Boost Cheap Adidas Ultra Boost White Cheap Adidas Ultra Boost Black Cheap Adidas Ultra Boost Mens Cheap Adidas Ultra Boost Blue

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