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Finance > Credit > Credit CardGet A Degree In Financial Independence; Get A Student Visa Credit Card
Posted by nick_niesen in Finance on October 29th Texans Lamar Miller Jersey , 2010


You carry a full load just like your classmates. Unlike your classmates, however, you do not party the night away or sleep off the little migraines caused by exams. No matter how tired or weary you are, you have to trudge to a convenience store two blocks away, and clock in at least six hours of work. It doesn't seem to matter how hard you work, though. You can still barely pay for school, and you are still saddled with student loans that only seem to balloon with every passing term.


Obviously, whoever said there are many more important things than money has never tried being a poor student, juggling work and classes and barely making ends meet. If you're one, and you have to keep worrying about where money for emergencies will come from, why not get a student Visa credit card? Since their creation in 1950, credit cards have made purchasing and payment more convenient for the public. Student Visa credit cards give you the same power even if you're a struggling student on a budget.


Introduction to Credit
Before you get a student Visa credit card, you should know the basics about credit itself. You need good credit when you get loans for homes or vehicles, look for a job, or more importantly, apply for a credit card. Your credit record is like your shadow: it follows you wherever you go. Before getting a student Visa credit card, be sure to take these steps, to help ensure you can maintain a clean credit record.


1. Study the credit card agreement.
There won't be a quiz afterwards. Still, you should learn the key facts that are listed in the agreement. These include annual charges, finance charges, the grace period, and the APR, or annual percentage rate. It is advisable that you find a card with a lower APR, if you intend to maintain a balance on your credit card account.


2. Pay off your balance before the grace period ends.
Do this to avoid finance charges. Think of the grace period as a loan for a month. If you pay off the loan within a month, you won't be charged interest.


3. Memorize your credit limit.
There is no excuse for not knowing your credit limit. If you exceed the credit limit and are unable to pay for it, you could face stiff penalties, fees, and the possibility of having your card frozen or your account canceled.


Choosing a Card for Credit University
Choosing a student Visa credit card is like choosing a college course. You should first gather information and then determine which one is best for you. Here are some popular cards that you could choose from.


Bank of America Student Visa Platinum: Benefits include no annual fee and no co-signer required.


Chase Platinum Student Visa Card with Flexible Rewards: Benefits include no annual fee, and 0% introductory APR.


Citi Driver聮s Edge Visa Card: Benefits include no annual fee; rebate on purchases at gas stations, grocery stores and drugstores; and 1% rebate on everything else you purchase.


Wells Fargo College Visa Card: Benefits include no annual fee, low APR percentages, 24-hour customer service, and extra cards at no charge.


A student Visa credit card is not just a safety net in case of emergency. It is also an opportunity to prepare for future financial independence.


Pakistan held its first Republic Day parade in seven years on Monday, full of flag-waving pomp and aerial military expertise, a symbolic show of strength in the war against the Taliban months after a militant attack on a school killed 132 children.


The Pakistan Day parade, complete with a 31-gun dawn salute, was held amid tight security. Cellular phone networks were blocked as a precaution to thwart militants, who have often used mobile phone signals to trigger bombs.


No parades had been held since 2008, following an escalation in the military's conflict with the Pakistani Taliban.


But the military, which has ruled Pakistan for more than half its history, says the militants have been on the run since the army launched an operation last year to dislodge insurgents from the northwestern regions of Khyber and North Waziristan, on the border with Afghanistan.


Prime Minister Nawaz Sharif, who attended the parade, issued a statement warning of the threat from anti-state elements.


"Pakistan is resolved to redeem its pledge given to its founding fathers that it will protect the homeland," Sharif said.


Military jets looped the loop over the picturesque, low-rise city in the spring sunshine, with a sky-diving team showing off its skills against the backdrop of the Margalla Hills, the forested foothills of the Himalayas.


The show of military might has traditionally also sent a message to rival India. The two nuclear-armed neighbours have fought three wars since their independence from Britain in 1947 and continuing mistrust is a factor behind conflict in various parts of the region, including Afghanistan.


Relations between the two nosedived after deadly attacks on Mumbai in 2008, which India has always blamed on Pakistan-based militants, and have not fully recovered. A dispute over Kashmir periodically flares into violence.


"I have written to Pakistan PM Mr. Nawaz Sharif, conveying my greetings," Indian Prime Minister Narendra Modi said in a Tweet. "...It is my firm conviction that all outstanding issues can be resolved through bilateral dialogue in an atmosphere free from terror and violence."


Pakistani troops have boasted recent successes against the Taliban, who aim to establish strict Islamic rule.


The country is still in mourning after December's attack on the army-run high school in the northwestern city of Peshawar. Six gunmen believed linked to the Taliban killed 153 people, 132 of them children.


Pakistan Day commemorates March 23, 1940, when the Muslim Leagu. Wholesale Jerseys Wholesale Jerseys Free Shipping Wholesale Custom Jerseys Wholesale Authentic Jerseys Wholesale MLB Jerseys Cheap Wholesale Authentic College Jerseys Authentic Jerseys China Adidas NHL Jerseys Wholesale MLB Baseball Jerseys Free Shipping Authentic Jerseys From China



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