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Many people choose this time of the year to go on holiday but for Medicare beneficiaries Xavier Woods Cowboys Jersey , it’s also the time of year when you should be thinking about Medicare’s Annual Election Period and preparing to make a decision about which plans will be the most appropriate for you and your situation.
Just like a vacation goes more smoothly when you take the time to do your research, plan and prepare, making decisions about Medicare plans also goes better when you start the process early so that you can be adequately prepared. Everyone has a different situation so there is no one right answer for every beneficiary. That’s why it’s so vital that you research first so that you can make the best choices for your own life.
As a reminder, Medicare’s Annual Election Period runs from October 15 through December 7, 2011 and you must make changes to your plan during this period of time. Don’t put off doing what you need to do to make these decisions! Procrastination is never helpful and will only make you feel anxious and possibly lead to hasty decisions that you’ll regret.
The first step is to make a list of your priorities including how much you can afford to spend Jourdan Lewis Cowboys Jersey , what kind of coverage would be best for your situation and how important it is for you to keep the same care providers. Think about what you liked and did not like about your current years plans while making this list of priorities.
Think about what you need from a plan and what would be nice to have. What kinds of treatment do you currently need? Do you take any prescription medications? How often do you travel and where do you go? How much can you afford to pay for premiums, deductibles, co-pays, coinsurance and other out of pocket expenses?
Once you have this list prepared, then it’s time to start researching the specifics of various plans and policies and find the one that meets your needs best. Do keep in mind that if you have a spouse Mike White Cowboys Jersey , you do not both have to make the same election. Once you’ve made your decision and signed up for a plan, you can relax and feel good that you’ve been proactive about your health and finances.
Learn more about signing up for Medicare and How to Choose a Medicare Supplement Plans that works for your situation.
by Abukar Albadri
MOGADISHU, Nov. 18 (Xinhua) -- Three years ago, Mohamed Hussein was a determined school boy who wanted to be either a doctor or a civil engineer when he stayed in Mama Halima orphanage school in Mogadishu. Now the 13-year-old, however Dalton Schultz Cowboys Jersey , sees his future as dark.
Hussein was taken to Mama Halima school five years ago, where he was received as an orphan, given primary care and was accommodated, but it lasted only two years before he ended up in the street to struggle for survival.
Abused, mistreated and regularly beaten by both the older street boys and members of the public Dorance Armstrong Jr. Cowboys Jersey , Hussein's difficult life in the street is a legacy of cycle of violent war that torn his family apart and made him a lost boy.
Today, Hussein lives under Politecnico Bridge in Waberi district in Mogadishu, with dozens of other street children whose lives depend on sniffing glues and trashes dumped by the restaurants.
"I am a street boy, I am nothing," Hussein said Michael Gallup Cowboys Jersey , responding a question about his name and age. "I am a glue sniffer. I am an orphan," he continued.
The difficult journey that brought him to the street began in 2010, when stray bullets killed his mother in his home in the capital's Hawlwadag district. His father was not in Mogadishu when his mother was killed, and he was told that his father migrated to Yemen and had never communicated back.
More than 5,000 children under 18 live in the streets of Mogadishu without primary care Byron Jones Cowboys Jersey , and are victimized by conservative civilian members, invisible organized groups and armed militia.
"I saw a lot of my friends killed by street violence. Some lost their hands and legs because of road-side explosions, and I saw soldiers raping young street girls," said Hussein. "There is only a dark future ahead of me."
Over the years, Hussein saw unidentified persons visiting the street children overnight and pressuring them to be informants for them. He also regularly sees armed militia exploiting the poor boys and using them for illegal businesses.
"Sometimes armed militia comes to the older boys and they ask them to follow them; they use them to search the people in the dark alleys when they commit robbery Maliek Collins Cowboys Jersey ," he said. "They give you some money to buy food and glue for motivation."
Hussein also experienced some of his friends in the streets arrested by either police or national security forces for interrogations related to activities they were forced to involve by what he calls "ruthless" militia men.
Hussein covers his daily life with restaurant remains dumped in the trash, and sometimes he goes to the market to offer the shop owners a service of removing trash in exchange of bread and tea.
He refused to say how many times he was abused, but he said that he is not spared from the consecutive abuses committed by the street children themselves.
"Coming to the street is not easy, I used to cry for help and no one was coming to help me. Everyone who came to the street before me wanted to abuse me, but as days counted I got an ideal big brother. He protects me and I serve for him Jaylon Smith Cowboys Jersey ," Hussein described. "No mercy in the street, the most painful night is when you don't have glue to sniff."
Before the September presidential elections in 2012, Hussein met the current president Hassan Sheikh Mohamud who visited the street children as a presidential candidate then.
"The president was leading a campaigning team; they cleaned here for us and gave us some food and T-shirts," Hussein recalled. "He promised to give us home, we are still waiting."
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