Hurricane Maria smashed into the eastern Caribbean island of Dominica on Tuesday Brandon Scherff Jersey , with its prime minister describing devastating damage as winds and rain from the storm also hit territories still reeling from Irma.
Maria, which has been fluctuating in intensity between a Category Four and Category Five hurricane on its path through the Caribbean, hit Dominica with winds of up to 257 kilometers per hour, the US National Hurricane Center (NHC) said.
"We have lost all what money can buy and replace," Dominica's premier Roosevelt Skerrit posted on Facebook, saying there were initial reports of "widespread devastation."
"My greatest fear for the morning is that we will wake to news of serious physical injury and possible deaths as a result of likely landslides triggered by persistent rains."
Earlier, he said his roof had been blown off and house flooded, leaving him "at the complete mercy of the hurricane."
After being rescued, Skerrit appealed for "help of all kinds" but noted specifically that authorities would need helicopters to survey the damage.
Dominica's airport and ports have been closed. After moving across the tropical island of 72,000 people, Maria churning north towards the British Virgin Islands and Puerto Rico.
The British archipelago, which is still mopping up after Hurricane Irma earlier this month, has been under curfew since Monday, with residents ordered to stay indoors until after the storm, which is expected to hit Wednesday.
"Our islands are extremely vulnerable right now," the territory's premier Orlando Smith said in a statement, warning that the storm could turn debris left by Irma into dangerous projectiles.
The NHC warned Maria would "remain extremely dangerous" as it passed over the British and US territories.
The French territory of Guadeloupe - the bridgehead for aid for Irma-hit French territories - found itself in the eye of the storm on Tuesday.
Heavy rain lashed the island and several areas were without power.
"Everything around me is shaking," a former French minister told BFMTV channel from his home in the south of the 400,000-strong island, which was on maximum-level "violet" alert.
Payday loans on the rise as credit crisis continues Published: 17.10.2008 | Author: dcollins | Category: Loans
The number of people being forced to take out high interest, short-term loans has risen by more than 130 per cent since August 2007; a figure which analysts say is evidence that the effects of the global credit crunch are showing no signs of easing.
Short-term loans, also known as payday loans due to the fact that people usually take them out to bridge the gap until their next pay cheque, have very high interest rates 鈥?more than 1,000 per cent in some cases 鈥?making them one of the most expensive ways of getting credit. But despite their catastrophically high rates, many consumers are finding that they have no choice other than to opt for a short term loan, otherwise they simply cannot cover their bills.
Payday loans are already very popular in the USA and are literally a short term fix 鈥?they are borrowed and then paid off within a couple of days.
There are a number of ‘payday’ lenders, including Payday UK, Express Finance, Pounds Till Payday and QuickQuid. Most of the sites charge 拢25 for every 拢100 lent, with typical APRs just over 1000% – QuickQuid states it’s typical APR as ranging from 1351.7% to 9889.3%. Given these terms, the loans seem ridiculous, but with soaring food and fuel prices many families are really struggling to cope and see no other option apart from obtaining a short-term loan in order to bridge the gap between paydays.
But, while many people may only arrange a payday loan once or twice and have it all under control, or take out a more sensible consolidation loan which they then manage carefully, others might find themselves on a slippery slope and debt charities are warning that these people need to sort out their finances sooner rather than later, or they could find themselves in mountains of debt.
But maybe it is not all doom and gloom – payday loan figures do suggest that the nation is struggling to cope, which puts a very bleak outlook on the financial future of the nation. But on the other hand, recent data has revealed a 3.5 per cent surge in retail sales in May, which would suggest that people are not so much struggling but riding on the buy now pay later wave and splashing the cash on things they don’t need rather than making sensible financial choices.
A recent YouthNet survey shows that more than two thirds of young people said that they had been encouraged to take up dcor could not afford, suggesting that even in a climate where spending has to be reeled in, many lenders, including some of the payday loan companies, are taking advantage of people who want a quick fix, or want to be able to buy non-essentials and luxuries, even if they have to borrow to be able to do it.
Daniel Collins writes on a number of topics on behalf of a digital marketing agency and a variety of clients. As such, this article is to be considered a professional piece with business interests in mind.
Related Articles:
Consolidation Loans Aren’t All Bad!Fixed Rate Mortgages: Are They Right For You?Loans: Not Just For The Sensible Things In Life?
Article Tags: consolidation loan, loan, payday loan
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